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Hospital cover, extras, and combined policies

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Showing 8 of 8 policies
🟢MedibankComprehensive

Gold Hospital + Top Extras

$310/mo

$3,420/yr

★★★★☆4.49,200 reviewsExcess: $2508/8 features
✓Hospital (shared room)
✓Day surgery
✓Physiotherapy
✓Optical
✓Dental (general)
✓Ambulance
•All clinical categories covered
•Hospital Substitute Treatment
•24/7 Medibank nurse line
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Premium varies by age, state, and income tier. Lifetime Health Cover loading may apply.

🔴HCFStandard

Silver Hospital + Mid Extras

$210/mo

$2,310/yr

★★★★☆4.36,700 reviewsExcess: $5007/8 features
✓Hospital (shared room)
✓Day surgery
✓Physiotherapy
✓Optical
✓Dental (general)
✓Ambulance
•Not-for-profit fund
•100% back on preventive dental at HCF dentists
•Kids on family policy at no extra cost (up to 25)
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Premium varies by age, state, and income tier. Waiting periods apply.

🏥CBHS HealthStandard

Silver Hospital + Extras

$205/mo

$2,255/yr

★★★★☆4.32,900 reviewsExcess: $5007/8 features
✓Hospital (shared room)
✓Day surgery
✓Physiotherapy
✓Optical
✓Dental (general)
✓Ambulance
•Originally for Commonwealth Bank staff — now open to all
•Consistently high member satisfaction
•Generous optical benefit
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Premium varies by age, state, and income tier. Waiting periods apply.

🔵BupaStandard

Silver Hospital + Extras

$185/mo

$2,040/yr

★★★★☆4.215,800 reviewsExcess: $5007/8 features
✓Hospital (shared room)
✓Day surgery
✓Physiotherapy
✓Optical
✓Dental (general)
✓Ambulance
•No-gap dental network
•Online claims in seconds
•Cancel anytime
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Waiting periods apply. Premium varies by age, state, and income tier.

🟤Australian UnityStandard

Silver Hospital + Extras

$198/mo

$2,178/yr

★★★★☆4.25,100 reviewsExcess: $5007/8 features
✓Hospital (shared room)
✓Day surgery
✓Physiotherapy
✓Optical
✓Dental (general)
✓Ambulance
•Not-for-profit fund
•Wellbeing program rewards
•Overseas visitors cover option
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Premium varies by age, state, and income tier. Waiting periods apply. Lifetime Health Cover loading may apply.

🦷ahm HealthStandard

Silver Hospital + Extras

$195/mo

$2,145/yr

★★★★☆4.14,800 reviewsExcess: $5007/8 features
✓Hospital (shared room)
✓Day surgery
✓Physiotherapy
✓Optical
✓Dental (general)
✓Ambulance
•Medibank subsidiary — access to Medibank network
•Simple, low-cost product range
•Fast online claims
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ahm is a Medibank subsidiary. Premium varies by age, state, and income tier. Waiting periods apply.

🟠Frank Health InsuranceBasic

Basic Hospital

$88/mo

$968/yr

★★★★☆4.02,200 reviewsExcess: $7504/8 features
✓Hospital (shared room)
✓Day surgery
✗Physiotherapy
✗Optical
✗Dental (general)
✓Ambulance
•Online-only for lower premiums
•No-frills hospital cover
•Easy to upgrade online at any time
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Hospital-only policy. Waiting periods apply. Frank Health is underwritten by nib.

🟦nibBasic

Basic Plus Hospital

$95/mo

$1,050/yr

★★★★☆3.94,200 reviewsExcess: $7504/8 features
✓Hospital (shared room)
✓Day surgery
✗Physiotherapy
✗Optical
✗Dental (general)
✓Ambulance
•Avoids Medicare Levy Surcharge
•Affordable entry into private hospital
•Digital-first with app claims
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Hospital-only policy with no extras. Waiting periods apply. Premium varies by state and age.

Disclaimer: The policies shown are a sample of the market and do not represent all available products. Prices are indicative based on sample inputs — your actual premium depends on your specific circumstances. Honest Insurance may receive referral fees from insurers. Not financial advice. Read the PDS before purchasing.