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Public liability, PI, and business interruption

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Showing 7 of 7 policies
💼BizCoverStandard

Public Liability $5M

$48/mo

$528/yr

★★★★★4.512,400 reviewsExcess: $5002/8 features
✓Public liability
✓Products liability
✗Professional indemnity
✗Business interruption
✗Cyber liability
✗Equipment/contents
•Compare 10+ insurers on one platform
•Online certificates of currency instantly
•Most popular for tradies and small business
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Price is indicative for a single-operator service business with under $1M turnover. Price varies by occupation and turnover.

🔵AonStandard

Professional Indemnity $1M

$82/mo

$902/yr

★★★★☆4.34,800 reviewsExcess: $10001/8 features
✗Public liability
✗Products liability
✓Professional indemnity
✗Business interruption
✗Cyber liability
✗Equipment/contents
•Essential for consultants, advisers, designers
•Retroactive cover available
•Defence costs covered above the limit
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Indicative price for a sole-trader consultant. PI premium is heavily occupation-dependent. Obtain a tailored quote.

🛡️ChubbStandard

Cyber Insurance for SMEs

$65/mo

$715/yr

★★★★☆4.32,400 reviewsExcess: $10002/8 features
✗Public liability
✗Products liability
✗Professional indemnity
✓Business interruption
✓Cyber liability
✗Equipment/contents
•Data breach response cover
•Ransomware and extortion
•24/7 cyber incident response team
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Indicative price for business with under $5M revenue and standard IT infrastructure. Cyber premium depends heavily on data handling and security posture.

⚓SteadfastStandard

SME Business Pack (Broker)

$145/mo

$1,595/yr

★★★★☆4.31,800 reviewsExcess: $10005/8 features
✓Public liability
✓Products liability
✓Professional indemnity
✓Business interruption
✗Cyber liability
✓Equipment/contents
•Australia's largest insurance broker network
•Access to wholesale markets
•PI and PL combined in one SME pack
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Steadfast distributes policies via member brokers — obtain a quote via a Steadfast broker for accurate pricing. Price is indicative.

🟠NRMAComprehensive

Business Pack

$175/mo

$1,925/yr

★★★★☆4.23,100 reviewsExcess: $7504/8 features
✓Public liability
✓Products liability
✗Professional indemnity
✓Business interruption
✗Cyber liability
✓Equipment/contents
•Combined cover in one policy
•Covers stock, equipment, and premises
•Business interruption up to 12 months
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Business Pack indicative price for a small retail or trades business. Actual premium depends on location, revenue, and industry.

🟩QBEComprehensive

Business Pack

$188/mo

$2,068/yr

★★★★☆4.23,900 reviewsExcess: $10004/8 features
✓Public liability
✓Products liability
✗Professional indemnity
✓Business interruption
✗Cyber liability
✓Equipment/contents
•Trusted by Australian businesses for 130+ years
•Covers property, liability, and BI in one
•Tailored to retail, hospitality, and trades
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Indicative price for a small business with under $2M revenue. QBE Business Pack premium is occupation and turnover dependent.

🔵CGU InsuranceComprehensive

Business Pack

$168/mo

$1,848/yr

★★★★☆4.13,200 reviewsExcess: $7505/8 features
✓Public liability
✓Products liability
✗Professional indemnity
✓Business interruption
✗Cyber liability
✓Equipment/contents
•Part of Insurance Australia Group (IAG)
•Management liability included as standard
•Broker-distributed for specialist risk advice
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CGU Business Pack is distributed via brokers. Indicative price for a small professional services or retail business.

Disclaimer: The policies shown are a sample of the market and do not represent all available products. Prices are indicative based on sample inputs — your actual premium depends on your specific circumstances. Honest Insurance may receive referral fees from insurers. Not financial advice. Read the PDS before purchasing.